About SELF RefiThe SELF Refi is a student loan refinancing program administered by the Minnesota Office of Higher Education, a state agency. The program is available to Minnesota residents who completed a postsecondary course of study and meet the credit criteria. SELF Refi could reduce the amount of interest you pay and/or provide a more manageable monthly payment amount. This program is available for qualifying loans where the student is the borrower. Parent PLUS loans are not eligible. |
| To better meet the needs of Minnesota residents the loan limits have increased up to $150,000 for a bachelor or graduate degree and up to $35,000 for a certificate, diploma or associate degree. |
| Download our Fact Sheet |
SELF Refi
Fixed Interest Rate
5yr / 3.80%
10yr / 4.55%
15yr / 5.30%
SELF Refi
Variable Interest Rate*
5yr / 2.50%
10yr / 3.15%
15yr / 3.85%
*As of 7/1/2021. Subject to change quarterly.