Due to COVID-19 virus precautions, we have limited staff in the office. We encourage you to e-mail your questions to selfloan.ohe@state.mn.us and we will respond within 1-3 business days. If you have an application in process please contact our servicer. Firstmark Services contact information is available in the following link: www.firstmarkservices.com

About SELF Refi

The SELF Refi is a student loan refinancing program administered by the Minnesota Office of Higher Education, a state agency. The program is available to Minnesota residents who completed a postsecondary course of study and meet the credit criteria. SELF Refi could reduce the amount of interest you pay and/or provide a more manageable monthly payment amount. This program is available for qualifying loans where the student is the borrower. Parent PLUS loans are not eligible.

Current Rates

Fixed Interest Rate

5yr / 3.80%

10yr / 4.55%

15yr / 5.30%

Variable Interest Rate*

5yr / 3.90%

10yr / 4.55%

15yr / 5.25%

*As of 4/1/2020. Subject to change quarterly.