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Historic SELF Refi Loan Variable Interest Rates

Historic Variable Rates by Year - Issued after 10/01/2022 based on SOFR index
Year Term Quarter
  1st 2nd 3rd 4th
2023 5 Year
10 Year
15 Year
7.00%
7.75%
8.25%
     
2022 5 Year
10 Year
15 Year
      6.00%
6.75%
7.25%

Historic Variable Rates by Year - Issued prior to 10/01/2022 based on LIBOR index
Year Term Quarter
  1st 2nd 3rd 4th
2022 5 Year
10 Year
15 Year
2.50%
3.15%
3.85%
2.60%
3.25%
3.95%
3.30%
3.95%
4.65%
 
2021 5 Year
10 Year
15 Year
2.50%
3.15%
3.85%
2.50%
3.15%
3.85%
2.50%
3.15%
3.85%
2.50%
3.15%
3.85%
2020* 5 Year
10 Year
15 Year
4.20%
4.85%
5.55%
3.9%
4.55%
5.25%
2.80%
3.45%
4.15%
2.6%
3.25%
3.95%
*All interest rates were 0% from 3-13-20 through 9-30-20 due to COVID-19
2019 5 Year
10 Year
15 Year
4.70%
5.35%
6.05%
4.90%
5.55%
6.25%
4.80%
5.45%
6.15%
4.60%
5.25%
5.95%
2018 5 Year
10 Year
15 Year
4.00%
4.65%
5.35%
4.00%
4.65%
5.35%
4.40%
5.05%
5.75%
4.50%
5.15%
5.85%
2017 5 Year
10 Year
15 Year
3.30%
3.95%
4.65%
3.50%
4.15%
4.85%
3.70%
4.35%
5.05%
3.90%
4.55%
5.25%
2016 5 Year
10 Year
15 Year
3.00%
3.65%
4.35%
3.20%
3.85%
4.55%
3.20%
3.85%
4.55%
3.20%
3.85%
4.55%
2015 5 Year
10 Year
15 Year






3.00%
3.65%
4.35%